Valley Cottage FORECLOSURE LISTINGS

The market is booming! Find an affordable home through our foreclosure listings in Valley Cottage, New York.

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# Photo Address City State Zip Type BD BH Price Details
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16 Photos
DYLAN CT Nanuet NY 10954 Foreclosures 2 3 $290,000.00 Details
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29 Photos
HIGH TOR RD New City NY 10956 Foreclosures 5 4.5 $649,900.00 Details
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GEROW AVE Spring Valley NY 10977 Foreclosures 3 2 $163,900.00 Details
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N MAIN ST Spring Valley NY 10977 Auctions 3 1 - Details
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PULVER PL Spring Valley NY 10977 Foreclosures 4 3 - Details
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BROOK HOLLOW CT Spring Valley NY 10977 Foreclosures 4 2.5 - Details
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Monroe Ln Spring Valley NY 10977 Foreclosures 3 1 - Details
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LEEWARD DR Haverstraw NY 10927 Foreclosures 3 4 - Details
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SUSSEX CT APT 310 Suffern NY 10901 Foreclosures 1 1 $45,000.00 Details
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OAKDALE MNR APT A21 Suffern NY 10901 Foreclosures 1 1 $49,900.00 Details
About our Listings

How to Buy Valley Cottage Foreclosures

How to buy foreclosures

Buying real estate foreclosures in Valley Cottage, NY starts with finding listings. By browsing Valley Cottage foreclosure lists, you can find all kinds of properties either scheduled for sale at public foreclosure auctions or available directly from banks (known as bank-owned or REO homes). The foreclosure process moves quickly, but as long as you give yourself time to research the home that interests you, you can find fantastic deals when you buy foreclosures in Valley Cottage, NY.

>> See more info about how to Buy foreclosures

How to Invest in Valley Cottage Foreclosures

How to invest foreclosure

Valley Cottage foreclosure homes are perfect for property investors because they can be purchased for below their actual market value right off the bat. To find the best Valley Cottage real estate investing bargains, you'll have to assess several properties and decide which has the most potential for Valley Cottage foreclosure investment value. Remember, real estate investing isn't just about getting the lowest price, it's about buying desirable home in locations with the potential for future value. Don't buy the first thing you see at Valley Cottage foreclosure short sales, wait for the right property at the right price.

>> See more info about how to invest in foreclosures

Types of Foreclosures in Valley Cottage

Foreclosure home

Foreclosures happen on all kinds of real estate, so a list of foreclosed homes in Valley Cottage will have all kinds of opportunities. In addition to single family homes, you'll find lots of duplex, triplex, and multi family homes, which are great for investing. You'll find upscale townhouse and lofts, and all kinds of houses and condo foreclosures in Valley Cottage, NY. There are even chances to buy land, farms, and ranches, sites for mobile homes, and Valley Cottage apartments for sale at great discounts ll over the city. Whether you're looking for commercial or residential property, the possibilities are endless.

>> Learn more about foreclosures

New York Foreclosure Laws

Foreclosure law

In the state of New York, real estate foreclosures are judicial foreclosures, meaning that distressed properties in New York are handled by the legal system in the state. Typically, cases involving foreclosure houses must be approved by a court - sometimes a special foreclosure court - before they can be handled by real estate brokers and sold. The lender will file a complaint along with a Lis Pendens notice; the court will then decide if the complaint is valid. If it is, the court will issue a writ for a public auction for the property. If these properties do not sell, the lender regains possession of the home, and they become New York REO properties.

Valley Cottage Banks Foreclosures

Bank Foreclosure

Valley Cottage bank owned homes can be a great way for buyers to find cheap properties. When bank foreclosures in Valley Cottage, NY are not sold through a foreclosure auction, they become REO homes that are under the bank's control. Buyers must then approach banks and make offers on Valley Cottage bank owned foreclosures. These offers are either accepted or rejected. For this reason, many people find buying bank owned homes for sale in Valley Cottage New York to be similar to buying from an agent. Check our Valley Cottage bank foreclosure listings and find discount properties.

>> See more info about bank foreclosures

Valley Cottage Government Foreclosures

Government Foreclosure

Valley Cottage Government homes are usually foreclosures with government-sponsored mortgages, but they can also be the result of a repossession due to a government tax lien. Most commonly you'll find homes from agencies like Freddie Mac, Fannie Mae, and the USDA, which are federal homes mortgage sponsors. Like like all lenders, they offer foreclosures for sale to the public. HUD homes in Valley Cottage NY are another popular type of foreclosure, as are VA foreclosures in Valley Cottage, which are available from the Veterans Affairs Department for especially great deals. Check our Valley Cottage government foreclosure listings.

>> See more info about govermment foreclosures

Valley Cottage Pre-Foreclosures

Foreclosure

PreForeclosures in Valley Cottage are properties that are in default, but have not yet gone to foreclosure sale. The foreclosure period begins when the homeowner is issued a Valley Cottage Lis Pendens, or Notice of Default. In some cases, the homeowner may attempt to pay off their debt during this time, but bankruptcies are also often declared. Law requires that bankruptcy homes and pre foreclosures must be in the pre foreclosure stage for at least 60 days before a foreclosure auction can be scheduled, but it can still takes weeks or months for a sale to occur.

>> See more info about pre-foreclosures

Valley Cottage Foreclosure Auctions

Foreclosure Auction

Most Valley Cottage foreclosed homes are sold through Sheriff auctions. These auctions are fantastic ways to find cheap houses for sale, often at up to 50% off market value. Anyone can bid at foreclosure auctions in Valley Cottage, and the auction is overseen by the Sheriff's office or a trustee. Be sure to secure financing before you attend an auction, because a down payment on the winning bid will be required after the sale ends. Auctions are the most common and sought after way to buy repo homes in Valley Cottage, NY. We offer a comprehensive Valley Cottage foreclosure auction listings.

>> See more info about foreclosure auctions

Top Zip Codes in Valley Cottage, New York

Find Home Foreclosure Listings in Valley Cottage, NY

Valley Cottage foreclosure listings are your ticket to the lowest prices on real estate in the city, and there's no better source for them than ForeclosureListingsNationwide.com. With our constantly updated database of foreclosure listings in Valley Cottage, NY and easy-to-use search tools, finding the properties you want is fast and effective. Spend more time comparing Los Angeles apartment foreclosures, houses for sale or investment foreclosure properties and let us take care of the hard work! Use ForeclosureListingsNationwide.com to find bankruptcy houses for sale in Valley Cottage New York, best affordable foreclosure condo in Valley Cottage, cheap apartments for sale, bargain foreclosed homes for sale in Valley Cottage, NY and earn huge savings on the homes YOU want to buy!

Our Valley Cottage Foreclosure Lists

You can find Valley Cottage foreclosure homes for sale which you can buy for living or investment. Simply click through our Valley Cottage foreclosure home listings to find government foreclosures and bank owned homes in Valley Cottage area. If you're searching for a deep discount or low prices on real estate then searching our Valley Cottage foreclosure lists for homes foreclosure for sale or short sale listing in Valley Cottage is your answer. Our up-to-date Valley Cottage short sale listings provide the latest investing opportunities on affordable Valley Cottage bank owned property listings, government pre foreclosure lists, Valley Cottage banrkuptcy homes and Valley Cottage HUD repossessed homes for sale which can be found at below market value. With our massive foreclosure list in Valley Cottage, you should have little trouble finding the cheapest deal on a foreclosed home in Valley Cottage, New York.

You can also search Suffern foreclosure listings and Haverstraw foreclosure listings for more properties in the neighboring area.



Valley Cottage, NY

As of 2011, Valley Cottage's population is 9,127 people. Since 2000, it has had a population growth of -1. 51 percent. The median home cost in Valley Cottage is $418,800. Home appreciation the last year has been -1. 01 percent. Compared to the rest of the country, Valley Cottage's cost of living is 58. 10% Higher than the U. S. average. Valley Cottage public schools spend $12,062 per student. The average school expenditure in the U. S. is $5,678. There are about 13. 3 students per teacher in Valley Cottage. The unemployment rate in Valley Cottage is 6. 50 percent(U. S. avg. is 9. 10%). Recent job growth is Negative. Valley Cottage jobs have Decreased by 1. 25 percent. Average Commute time is 34 minutes. The National Average is 28 minutes.

Peoplevalley-cottage, nyUS
Population9,127307,829,557
Pop Density2,12687
Pop Change-1.51%9.34%
Median Age4436.6
Households3,302116,329,167
Household Size2.662.58
Male Population48.29%49.31%
Female Population51.71%50.69%
Married Population49.55%47.15%
Single Population50.45%52.85%
Estimated Households By Household Incomevalley-cottage, nyUS
Income Less Than 15k2.23%12.10%
Income Between 15k And 25k2.47%10.18%
Income Between 25k And 35k5.19%10.56%
Income Between 35k And 50k7.87%14.98%
Income Between 50k And 75k16.95%19.53%
Income Between 75k And 100k16.05%12.52%
Income Between 100k And 150k24.41%12.14%
Income Between 150k And 250k13.45%3.91%
Income Between 250k And 500k9.62%3.34%
Income Greater Than 500k1.75%0.75%
Economyvalley-cottage, nyUS
Unemployment Rate6.50%9.10%
Recent Job Growth-1.25%-0.12%
Future Job Growth31.00%31.25%
Sales Taxes8.38%6.80%
Income Taxes6.85%6.25%
Income Per Cap$44,586$27,067
Household Income$99,201$52,954
Housingvalley-cottage, nyUS
Median Home Age39.435.1
Median Home Cost$418,800$175,100
Home Appreciation-1.01%-3.15%
Homes Owned77.62%59.90%
Housing Vacant1.98%10.37%
Homes Rented20.40%29.73%
Property Tax Rate$23.06$11.20
Owner Occupied Housing Units By Valuevalley-cottage, nyUS
Less Than 20k0.00%2.65%
20k To 399990.00%3.76%
40k To 599990.00%4.99%
60k To 799990.04%6.01%
80k To 999990.11%7.27%
100k To 1499991.79%19.24%
150k To 1999998.84%14.67%
200k To 29999915.12%18.09%
300k To 39999926.59%9.14%
400k To 49999926.93%4.94%
500k To 74999917.56%5.42%
750k To 9999992.02%2.03%
1kk Or More0.99%1.77%
Educationvalley-cottage, nyUS
School Expend$12,062$5,678
Pupil Teacher Ratio13.314.9
Students Per Librarian500803
Students Per Counselor433513
2 Yr College Grad8.59%7.47%
4 Yr College Grad26.75%17.42%
Graduate Degrees19.28%10.12%
High School Grads94.77%84.72%
Crimevalley-cottage, nyUS
Violent Crime44
Property Crime44
Housing Units By Year Structure Builtvalley-cottage, nyUS
1999 To 20052.10%13.71%
1995 To 19982.77%8.54%
1990 To 19943.53%5.77%
1980 To 198914.02%13.87%
1970 To 197930.31%16.17%
1960 To 196923.51%11.70%
1950 To 195911.56%11.08%
1940 To 19493.87%6.02%
1939 Or Earlier8.34%13.15%

Table Information